Pet Insurance

I just cancelled my Nationwide Policies.

When Marcie had a pancreatitis attack that cost a $1000 a day, I got pet insurance.  I have kept it for 10 years, but cancelled all my policies this week.

My original plan, was to breed a litter of beagles, and include the pet insurance with the purchase of the puppies.  That meant no preexisting conditions exclusions.

However, I called and asked about coverage for breeding costs, and they told me after this year, they weren't covering any breeding costs.  I didn't explore that further, but let it rumble around in my brain.  Then I got an EOB from Dulce's policy where she hadn't met the deductible this year and her year starts in May.  

So instead of buying a policy for Obi, I opened a savings account and put the policy amount in that account.  Then I canceled the other policies and that money is also going into that account.  I already have set aside about $2500 for vet bills and plan to continue to add to it.