@VPI Came Through

So far, I have been happy with @VPI with an insurance company, though I know dog people who have had trouble with them.

I will say that the best way to handle pet medical expenses, is to put money away in a bank account and let it earn interest.  However, I have never been disciplined enough to do that.  So I went the insurance route.  Right now, I pay it yearly, which makes it a bit cheaper.  Can’t remember exactly how much it was but I think around $700.00 for the first dog for the full coverage, included Well Care, and less for the second.  I’ve got a third, older dog on Well Care and Injury Only and the Injury Only was just over $100.

I had only Well Care claims for the first year with Macy and then she was hit will allergies, ear infection, and hot spot.  The majority of that has been covered after the deductible.

As I blogged before, I had a bit of problems with Dulce, I checked the “had seen vet before” box as I assumed she had – dumb move – she had not.  In June, she came up with blood in urine, blood in stool, ear infection and high white count.  VPI wanted all of her vet records and my vet office said they had been getting a lot of that.  That held things up, but now that the mistake has been corrected, they have reimbursed for most of the charges.  The detail doesn’t show up on the website, but I”m sure part of the difference is the deductible.

Thank you @VPI!

Note VPI stands for VPI Pet Insurance and @VPI is their Twitter Handle.