{"id":910,"date":"2009-05-22T02:21:13","date_gmt":"2009-05-22T02:21:13","guid":{"rendered":"https:\/\/kweaver.org\/cs\/trs-active-care-love-it\/"},"modified":"2009-05-22T02:21:13","modified_gmt":"2009-05-22T02:21:13","slug":"trs-active-care-love-it","status":"publish","type":"post","link":"https:\/\/kweaver.org\/cs\/trs-active-care-love-it\/","title":{"rendered":"TRS Active Care &#8212; LOVE IT!"},"content":{"rendered":"<p>I love TRS Active care &#8212; I am answering this because another teacher on Twitter asked.<\/p>\n<p>I have always gotten max coverage, doesn&#8217;t matter which employer I worked with.&#160; I&#8217;ve been with Dallas ISD for 16 years, and we&#8217;ve had okay coverage until TRS Active Care.<\/p>\n<p>I think the last plan we had was Aetna, and I&#8217;m really glad we left A.&#160; (From their commercia &#8212; Aetna, Glad to Meetcha, not so much).&#160; I had a major battle getting my insulin pump covered.<\/p>\n<p>I have TRS Active Care &#8211; Teir 3.&#160; Since we&#8217;ve been with them, they have covered 2 insulin pumps with absolutely no problems.&#160; In fact, this one they upgraded a month early.<\/p>\n<p>Last summer I was in the emergency room and hospital for a 3 day stay and total cost was less than $500.00&#160; I had already met my copay.<\/p>\n<p>Here&#8217;s a list of things I&#8217;ve had coverage for with no problems:<\/p>\n<ul>\n<li>2 insulin pumps and their assorted supplies <\/li>\n<li>1 AutoPap Machine (for sleep apnea) and all supplies, they cover new masks very frequently I am thinking 3 months.<\/li>\n<li> Cardiac Catherization and complete workups ever couple of years.&#160; There was one item they didn&#8217;t cover, which I did do.&#160; Cardiologist wanted it, primary care physcian thought it was experimental &#8212; it was something they do to keep from doing the catherazation.<\/li>\n<li>Lap Band surgery which I am currently dealing with and it is costing me total less than $750.&#160; That includes the cost of jumping through the hoops &#8212; 6 months medically supervised diet came out of pocket.<\/li>\n<li>Symvist in knees and physical therapy.&#160; I think that worked, but I have to really hurt before I go back for that. <\/li>\n<li>Chiropractic care for shoulder<\/li>\n<\/ul>\n<p>Medco &#8212; the pharmacy plan &#8212; drives me absolutely nuts.&#160; I&#8217;ve blogged about Medco at <a href=\"http:\/\/www.kweaver.org\/blog\">http:\/\/www.kweaver.org\/blog<\/a>&#160; My favorite is that they spend more money shipping a $15.00 birth control injection than they do for $600.00 of insuln or Symlin. <\/p>\n<p>While I am at it, i also recommend doing the Flexible Savings Plan.&#160; I just recently maxed out that &#8212; and it is super.<\/p>\n<p>Here how it works in our district.&#160; You tell them to take out money for Flexible Saving Plan.&#160; Pretax dollars.&#160; You get a credit card.&#160; You use the credit card to pay for everything until it&#8217;s maxed out.&#160;I maxed out this month.&#160; Note that I still have medical expenses coming so I have to now pay for them with regular payments. Also note that I was able to spend the money before it was all put in.<\/p>\n<p>LOVE TRS ACTIVE CARE!&#160; Especially the Tier 3 BCBS Version.&#160;&#160; Would NOT work for a school district without it. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>I love TRS Active care &#8212; I am answering this because another teacher on Twitter asked. I have always gotten max coverage, doesn&#8217;t matter which employer I worked with.&#160; I&#8217;ve been with Dallas ISD for 16 years, and we&#8217;ve had okay coverage until TRS Active Care. I think the last plan we had was Aetna, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-910","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/posts\/910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/comments?post=910"}],"version-history":[{"count":0,"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/posts\/910\/revisions"}],"wp:attachment":[{"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/media?parent=910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/categories?post=910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kweaver.org\/cs\/wp-json\/wp\/v2\/tags?post=910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}