If you have the option of going with a flexible spending account DO IT! It is SO nice.<\/p>\n
We have “debit cards”, so that makes it even better.<\/p>\n
Here’s how it works, you sign up in advance — and I was chicken and afraid that I wouldn’t use the whole amount, so went for $1000 the first year. I went to $2000 last year and got real brave and went to $3000 this year. I think that’s the max.<\/p>\n
What it means is that your out-of-pocket expenses are deducted from your paycheck with pre-tax dollars. That does two things — automatically saves you money, but it also allows you pay those expenses with the debit card.<\/p>\n
So I have my Medco account set up now, so that it automatically uses the debit card. When I picked up Requip at the local pharmacy last week, I used the debit card, and again this week at the contact lens doctor.<\/p>\n
The neat part, is that you have access to the whole amount from day one. So if I wanted to go wild and buy a Dexcom system this week, I could. Or I can be conservative, which is what I am planning.<\/p>\n
It didn’t quite work this way last year, but hopefully this year, my out-of-pocket expenses will be just about $3000 before I met the deductible and I won’t have to pay for any of my supplies, etc. out of after tax dollars.<\/p>\n
And my contact lens doctor pointed out to me — if you don’t spend ALL the money at the end of the year, you can always buy an extra pair of glasses — her business does VERY well because of that. <\/p>\n","protected":false},"excerpt":{"rendered":"
If you have the option of going with a flexible spending account DO IT! It is SO nice. We have “debit cards”, so that makes it even better. Here’s how it works, you sign up in advance — and I was chicken and afraid that I wouldn’t use the whole amount, so went for $1000 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2003","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/posts\/2003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/comments?post=2003"}],"version-history":[{"count":0,"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/posts\/2003\/revisions"}],"wp:attachment":[{"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/media?parent=2003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/categories?post=2003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kweaver.org\/diabetes\/wp-json\/wp\/v2\/tags?post=2003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}