Why does it have to be a BIG secret?

It can be REALLY REALLY frustrating.

Doctor told me today, that I should think about going on the pump. So I did some research. I’ve spent most of the last 3 hours on the phone researching this….

I’ve also go a message pending to the pumping list, to join it, so I’ll probably know more.

Here’s the deal. I want the answer to a simple question: How much is the pump going to cost me as a patient?

I called Cigna. The good news, is that they told me that I have a durable equipment limit of $3500. The bad news is that it used to be $5000. But that’s another story.

I’m already spending about $1000 a year on CPAP equipment. So that means, I’m down to $2500.

But here’s the thing. Cigna won’t tell how much pump + infusion sets cost. They sent me to their durable equipment supplier. They gave me mini-med’s number. They wouldn’t tell me how much it cost.

Well, I called the middle man again, and whined to her and she said it was definately in the $4000-$5000 range.

Well, I think I’ll wait until January, and see what our insurance is like then. It looks like we are going to the state insurance, and if so, at the moment durable medical equipment is unlimited but at a 90%/10% rate. Which I don’t mind handling, especially if I know in advance.

Comments

2 responses to “Why does it have to be a BIG secret?”

  1. Pat Avatar
    Pat

    You can buy a CPAP machine and headgear for less than $1000 and then you own it once and for all.
    My cpap machine ran about $500 additional for humidifier and headgear but less then $1000 to own it. Insurance and pharmaceutical companies are a ripoff. When I found the CPAP machine that I wanted on the Internet and suggested to my insurance company that they buy it for me because it was cheaper than leasing a machine, they told me NO.
    Bottom line is………..KICKBACKS, so much for saving money.

  2. Kathleen Weaver Avatar

    I agree. Through the insurance company did purchase mine — and actually the CPAPs run even less — under $700 for sure if you go through http://www.cpapdirect.com
    You do have to have a prescription though.

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